Whatever the situation, if you need to arrange temporary cover, InsureDaily can get you on the road in minutes. Confident in the knowledge that you have the level of cover you need, exactly when you need it.
We have included insurers on our panel that offer temp cover to learner drivers, both for those wanting to practise in a borrowed car, or in their own vehicle
Our insurers can offer cover to learners aged 17 to 25 if they are looking to learn in their own vehicle. This cover is available from 1 to 5 months, or, as an annual insurance policy.
For those learners that don't yet own their own vehicle our insurers can offer cover for 1 to 140 days, this cover is available to learners aged 17 to 30.
Impounded car insurance can assist you in the release of an impounded car. When you produce your car documentation at the impound, you will be required to produce insurance documentation valid for a minimum of 30 days. Not all policies are acceptable, as some standard insurance policies specifically exclude use for releasing cars from impounds.
Our impound policy meets the minimum legal requirement to release your vehicle from an impound.
All our temporary car insurance and short term van policies offer Comprehensive cover only - except for Impound Insurance cover (which is Third Party Only). Comprehensive cover insures you for accidental damage for the vehicle you are insuring, in addition to covering claims for Third Party damage and Fire & Theft. So, with all our policies, you can relax in the knowledge that you are in a vehicle that is comprehensively covered.
Comprehensive means the following are covered:
Long gone are the days of waiting a few weeks for your certificate of insurance to arrive. Instead, we will email your documentation to you immediately. You can print, save or store them as you wish for your records.
What you will receive:
*please read through this document on receipt to check all is in order
Our Insurers can cover a range of licence types, both UK and Non-UK. This means you will be able to arrange cover for friends or relatives visiting from abroad, providing they have an acceptable licence.
Licence types we can cover:
Temporary Car Insurance is the perfect, flexible solution to the short term problems that life can give us! If you need to borrow a car, test drive a new car, or share the driving on a long journey, temporary car insurance may be the solution for you.
So whether you need cover for a day, a week, or a month, InsureDaily offers a competitive comparison of short-term car insurance providers, and it’s quick and easy to get a quote for anywhere from 1-84 days in just a few seconds.
While yearly insurance is essential for anyone who regularly drives a car, insurance companies who provide annual car insurance don’t offer the flexibility that life sometimes requires. Sharing the driving on a long journey. Moving house. Moving furniture. Driving someone else's car when yours breaks down. Temporary Car Insurance can make your life easier when you need it most.
Best of all? Temporary car insurance is a separate independent insurance policy which means that it won’t affect your No Claims Discount on your annual policy.
Whether you’re a learner driver, an experienced driver or you need van or impound cover, we have the flexible short-term insurance policy for you, whether you need it for an hour, day, week or month. It could not be simpler. Enter just a few details and we will compare the best temporary insurers for you. Getting you the best price, in just a few seconds. We believe that if you need insurance for one day it shouldn’t take a whole week to arrange.
Short term car insurance policies can be used for any number of reasons, but here are some of the most common reasons our customers purchase short term cover:
There are many other reasons you may need short term cover, and what's why InsureDaily provide the easiest and quickest solution for your temporary car insurance needs.
Temporary Car Insurance can provide the solution to cover your insurance needs, which allows for comprehensive cover on a short term basis. You pay for however long you need the insurance rather than buying an annual policy. Easy.
The beauty of it is that it takes seconds to get a quote and minutes to get covered, unlike regular annual insurance which can take ages on the phone to multiple companies, to have loads of questions to answer, only to get a really expensive quote at the end of it and having to go through the whole process again with a different company.
Whereas with temporary car insurance and InsureDaily in particular, we compare a range of short-term car insurance providers so you can get a quote in seconds to get instant cover online, whenever you need it. So if you’re a passenger in a friend’s car and decide you want to share the driving, or suddenly need to borrow your partner’s car as yours has broken down, you can get cover instantly. Convenient and sorted immediately, all online. With your documents emailed to you immediately, and the cover starting the minute you want it to. It really is insurance, when you want it, for however long you need it, and completed in just a few minutes.
We offer temporary car insurance for anywhere between 1-84 days. The beauty of temporary car insurance is that the length of the policy and the start time is totally up to you. If you want the policy to start 5 minutes from now and to last 1 day, you can do this, and the price will be reflective of how long the period you choose is.
Alternatively, if you know you’re going to want to borrow a mate’s car for a month after selling your own car, you can buy the cover today for it to start next weekend for you to be covered for 28 days. With InsureDaily you can get temporary car insurance for anywhere between 1 day and 84 days, so you can be covered for however long you need, whenever you need it.
So, if you need one day insurance, one week insurance, monthly insurance, or even just hourly car insurance, temporary car insurance could be the easiest and cheapest solution for you.
Most short-term car insurance providers are online-based, and it can be really easy to get a quote in seconds and be covered in only a few minutes. So you don’t need to worry about being on hold for hours waiting for your annual insurer to pick up the phone. You can be covered and on the road in minutes. To get a quick quote. you'll need the following details:
These are the only details you'll need to get a quote, and it should only take seconds to fill these in and get an instant online quote, so you can see how much it will cost before filling in any further details. In order to purchase the insurance you will need extra details such as your driving licence number, in order to prove you have a full valid UK driving licence.
Temporary Car insurance is available for lots of people, but there are a few limitations. The easiest way to find out is to run through a quote online, but you can also check the acceptance criteria instead.
The restrictions mostly include minimum periods for licence held, minimum age, vehicle types and ages, areas, licence points and restrictions, vehicle values and modifications, the purpose of driving the vehicle, and where the vehicle is being driven. There are more limitations depending on what insurer and product you go with, so make sure to check out the full acceptance criteria before taking out any temporary car insurance policy.
Often annual insurance policies allow you to drive other cars, but there are a lot of limitations and risks involved with this. They only cover you on a third party basis, and this means that the car you’re borrowing won’t actually be covered in the event that you do have a claim.
If you’re borrowing someone else’s car, the last thing you want is to not be fully covered on a comprehensive basis, and for that reason temporary car insurance that includes comprehensive cover can provide far more peace of mind for both the driver and the car owner!
We offer cover for both temporary van insurance and flexible short-term car insurance. Just enter the vehicle registration and our quote system will identify the vehicle and know if it is a van or car. If you do not know the vehicle registration yet, you can get a quote based on the vehicle Make and Model, but we will require the vehicle registration in order to purchase cover.
If you want to find out more about our temporary van insurance policies, you can read more about them on our dedicated page where we answer all your van related queries.
Although our Temporary Car Insurance service is mainly based online and is fairly self-explanatory, if you do need some assistance, we have a ‘Frequently Asked Questions’ section and we offer a ‘LiveChat’ service during office hours on the website, where you can ask any questions you have. We have a Customer Service Team who will do their best to help.
InsureDaily is a brand name of Ramasis Limited, who are authorised and regulated by the Financial Conduit Authority (FCA) – you can find Ramasis Ltd on the FCA Register here. All the insurance companies we use are also authorised and regulated by the FCA.
We are also members of BIBA – British Insurance Brokers Association.
As more and more people become aware that the option of a temporary policy is available, you can start to see the main reasons people chose this option and the advantages it offers.
Many annual policy have cover for the ‘Insured Only’, so that person ends up doing all the driving all year round. If you have a long journey or a driving holiday, you may want a break from being the only driver. Simply cover an extra driver for a week.
Advantage: it is safer to share the driving, to avoid the main driver becoming tired – and after all, they need a holiday too.
When driving someone else’s car, some people really on the 'Driving Other Cars' extension from their own insurance policy as a form of cover. Not everyone is fully aware of the limits to the ‘Driving Other Cars’ extension. It purely covers the ‘Third Party Only’ – so, there is no cover for the vehicle being driven, just cover for the damage done to any that party that the driver has an accident with. Also, to clarify, the ‘Driving Other Cars’ extension only offers cover to the policyholder of the annual policy, not any named drivers covered under that policy.
Advantage: When you consider the limitations of that cover, you can see why taking out flexible short-term cover that offers fully Comprehensive cover on the vehicle being driven is well worthwhile. You potentially could end up with a large expense for the damage done to the borrowed vehicle.
A: Temporary Car Insurance is there for when you only need car insurance for a short-term period and allows you to pay for how long you need that cover for. So, if you need to drive a different vehicle for a day, a week, or a month this could be a cheaper and easier alternative to annual insurance for you.
A: If you need to drive a car for a short period of time, on a vehicle that you are not insured to drive, for any number of reasons, then temporary car insurance may well be the best solution for you, rather than taking out an annual policy that you don't need.
A: Most short-term car insurance providers are online-based, and it can be really easy to get a quote in seconds and be covered in only a few minutes.
A: One Day Car Insurance One day policies are the most popular and frequently used short-term policies due to the convenience and demand for being able to drive a different car to normal for one day, whether it’s to go on holiday, visit a relative or go to work whilst your car is in the garage, these are by far the most common policies and we compare one day car insurance providers to make sure you get the best price.
A: You can get temporary van insurance for anywhere between 1-28 days, and getting a quote and getting cover is just as easy as for a car. So, whether you need short-term cover on a van while you’re moving house or just to use whilst your van is being repaired, you can get a quote in seconds here.
A: You can get temporary insurance if you’re learning to drive too. This can be helpful in learning to drive quicker whilst also saving money on lessons. You can get learner insurance from anywhere between 1 day and 1 year, so whether you just want to practice for an afternoon or you want to learn in your own car or a borrowed car for a year, you can get the right insurance for you here.
A: It can take up to 7 working days for temporary insurance to show on MID which with short-term policies can mean the policy will have expired before it shows on MID. However, just because your cover does not show on MID yet does not mean you are not insured. The best way to know if and when your car is insured is to check your documents after you have purchased insurance and to keep a copy of these on you or make sure you have access to them on your email.
A: Temporary car insurance can be expensive depending on your circumstances. For insurers, the risk for insuring for 1 day and 1 year can be the same, so sometimes it can be more expensive than you might expect for short term policies. However, at InsureDaily we strive to offer the best, cheapest temporary car insurance on the market.
A: You could add someone to your annual policy on a short term basis with most insurance policies, however doing so can affect the price of your annual cover and would affect your NCB on that policy, so the better option and usually cheaper option is often to take out a separate temporary insurance policy.