Temporary Expat Car Insurance in the UK 

Expats Temporary Car Insurance - image of carTo drive around in the UK, you need to be insured, even if you are not a resident or you are an expat returning to the UK. So let us help you. InsureDaily offers instant online temporary car insurance for Expats visiting the UK.

InsureDaily offers Comprehensive cover for expats when borrowing a friend’s or relative's car temporarily in the UK. We make the process easy and fast. You can arrange Expat cover in a few minutes from our website, without having to call anyone. We will email you the Certificate of Insurance, confirm insurance cover, instantly, so you can be driving in minutes. 

When returning to the UK, whether it’s to visit friends or family, it can be difficult if you’re intending to drive someone else’s vehicle as you need to be insured to legally drive. Adding new drivers to pre-existent policies can be expensive and difficult if you are a non-UK resident. Which is why expats temporary car insurance becomes an ideal solution for expatriates who need short-term cover for a few days or weeks. Our policies offer flexible cover from 1 day, up to three months.  

How can I drive when visiting the UK as an Expat? 

  • Borrow a friend's car and insure yourself with temporary expat insurance
  • Share the driving - arrange extra insurance cover from InsureDaily to allow you to drive a family member's car
  • Add an Expat to be insured on your car - buy additonal cover to insure a visiting Expat so they can drive your car   

This is often the most flexible and cost-efficient option. You can buy a temporary insurance policy that covers you for the exact car without affecting the owners No Claims Bonus even in the event of an accident. It takes minutes to arrange whilst giving you complete independence whilst visiting the UK. 

What is temporary car insurance for Expats? 

It covers non-UK residents who may need comprehensive cover for their car, third parties and their properties, which has no effect on your existing no-claims bonus back home in case you need to make a claim. It’s ideal if you’re an expat spending some time back at home, or returning to the UK after living abroad, whilst organising your annual insurance you may need temporary insurance to allow you to be driving legally. 

InsureDaily customers enjoy some of these benefits: 

  • Enables you to drive in the UK and visit more than one location 
  • Comprehensive cover  
  • No impact to the vehicle owner’s No Claim Discount 
  • Breakdown cover – Roadside assistance & Recovery service for breakdowns, during the period which the vehicle is covered by your temporary motor insurance policy. If your vehicle has a breakdown during the period your vehicle is covered by an insurance InsureDaily has arranged for you, you can contact our Roadside Assistance & Recovery service providers, Call Assist, by ringing the number given with your Welcome Pack documentation - or view our Breakdown page for more information. 
  • £250 Excess Reimbursement – For any non-recoverable excess following a valid claim. At InsureDaily, we are committed to ensuring that our customers can drive with confidence, knowing that in the event of an accident or vehicle breakdown, they will experience minimal disruption. To provide peace of mind, we provide InsureDaily's customers with the above Customer Benefits when they arrange temporary motor insurance with us. If you are involved in an accident where you cannot recover the policy excess on the motor insurance policy we arranged for you, InsureDaily will refund you up to £250 of the excess amount you had to pay.  

What is an Expat? 

An Expat (Expatriate) is a person who has lived outside of their native country – or country of citizenship for an extended period. This could be for work, school or just a lifestyle change. It is a longer-term or semi-permanent arrangement rather than a short visit.    

Unsure about how long you’re visiting the UK? 

Then choosing us to provide your temporary insurance is the smartest option. Our coverage ranges from 1-84 days, which means you have flexibility to insure your car only for the time when you’re in the UK, which is easy, cost-effective and perfect for expats visiting for a short period as it’s a simple and affordable way to stay mobile throughout your stay. 

InsureDaily offers flexible policy periods to match your needs;

  • Expat Car Insurance for One Day
  • Expat Car Insurance for One Week
  • Expat Car Insurance for Two Weeks
  • Expat Car Insurance for One Month
  • Expat Car Insurance for 2 or 3 Months

Why do I need insurance as an Expat? 

It is a legal requirement for anyone driving in the UK, that they must have a car insurance policy in place. This applies to visitors to the UK, including expats. So, the likeliness of getting into some sort of accident may be very slim, but you must be insured to drive the vehicle at all times when you use it. 

Cover is limited to driving in the UK only

Our insurance policies are restricted to cover drivers whilst driving in the UK only - we do not offer cover to drive in Europe or outside of the UK. The vehicle you cover must be in the UK at the start of your cover - we do not offer cover for Importing or Exporting vehicles from outside of the UK

Free Breakdown Cover Included with your InsureDaily Short-Term Expat Insurance? 

When you are visiting the UK as an Expat, and you manage to borrow a relative or friend's car for a few days, the last thing you want to be lumbered with is the vehicle breaking down on you whilst you are borrowing it. It is a legal requirement for anyone driving in the UK, that they must have a car insurance policy in place. This applies to visitors to the UK, including expats. So, the likeliness of getting into some sort of accident may be very slim, but you must be insured to drive the vehicle at all times when you use it. 

Any other questions about Temp Cover for Expats in the UK? 

Our Customer Service team will be happy to assist you with any questions regarding your cover whilst in the UK. We have a LiveChat service on our website, which is answered by our Customer Service Team between 9am-5pm Mon-Fri, and 9am-1pm Saturday mornings. You can also email us at info@insuredaily.co.uk if you have any questions you need assistance with.