How Much Does Temporary Car Insurance Cost?

Temporary Car Insurance is an affordable option for many drivers who need short-term coverage to either borrow a car or drive their own car. The cost depends on a variety of factors, and you can read more if you want to know all about what factors influence the cost of temporary insurance.

On this page we'll break down some prices for different factors to give you a better idea of how much short-term car insurance could cost you.

Temporary Car Insurance Cost By Cover Length

The table below shows the starting price of temporary car insurance for InsureDaily customers, for different lengths of cover, including the price for 1 hour's car insurance, 1 day insurance, all the way up to 84 days of car insurance.

Temporary Car Insurance Prices

Cover Length:

Price From:

1 Hour £10
1 Day £14.55 
7 Days  £34 
28 Days  £90
56 Days £140 
84 Days £235 

As you can see in the table above, the length of cover is directly correlated to the price of insurance, no surprises there! The best way to find out how much temporary car insurance will cost you is always to get a quote yourself. It only takes 30 seconds.

Temporary Car Insurance Cost by Car Group

The lower the car group generally the cheaper the insurance, and you can read on to find out more about the cheapest cars to insure. Below is a table to show the difference in prices for 1 day car insurance policies for different car groups. This is presuming all other things are equal, and take into account, they are starting prices!

Temporary Insurance Cost by Car Group

Car Group Ranges

Price Range From*:

 Car Group 1-10  £13
 Car Group 11-20  £17
 Car Group 21-30  £21
 Car Group 31-40  £25
 Car Group 41-50  £33

These prices are here to give an idea of the difference in prices between the car groups, but remember that other factors such as your driving history, age and location will all influence the price for your insurance. Also, there can be a large variance between different ranges of the car groups, whilst we have put them into groupings for ease of comparison. For example, a car in group 39 will likely be more expensive than a car in group 31. 

Still want a better idea of how much temp cover will cost you but don't want to get a quick quote? You can check out our temporary car insurance calculator below.

Temporary Insurers Compared

Okay, so now you know what car groups are the cheapest to insure and how much it costs to insure for different lengths of cover... but how do you know which temporary insurance company is the right one for me? Well, there are a number of factors to consider.

  1. Price: The cheapest price is important, but you want to make sure you're getting the cover you need too.
  2. Coverage: Read the policy wordings and make sure you have the cover you need for how long you need.
  3. Reviews: You want to be able to trust any company you are buying from. Check out their trustpilot! Our reviews are here.

These are the main factors to consider when comparing short-term insurance providers, but you can delve into our in-depth review of temporary insurers compared here.

temp insurance saves you money

That's everything there is to know about the cost of temporary car insurance. Read on to find out more about the different types of short-term car insurance.