Short-Term Van Insurance enables drivers to arrange temporary insurance on an owned or borrowed van.
InsureDaily offers cover for:
If you are currently not insured on a van that you need to drive, this policy is an independent policy that insures you to drive the van. It is fine if the van is already insured by someone else under their annual policy - as long as you have the owner's permission to borrow the van, you can purchase cover from InsureDaily to insure you to drive the van as well. The InsureDaily policy acts as a 'top up' policy to cover the additional risk of the temporary additional driver. You do not need to contact the insurer's of the annual policy.
So, whenever a situation arises and you urgently need to be able drive someone else's van, it may be for moving house or buying furniture that you need a van to carry, you can simply take out a separate 'independent' short-term van policy with InsureDaily, just to cover you on that vehicle for the short period you need cover for.
Policies tend to be for short periods, like a one day insurance policy, but if you need longer, you can have up to three months cover.
Here are some of the main reasons drivers use Short-Term Van Insurance:
Whatever the situation, if you need to arrange temporary cover, InsureDaily can get you on the road in minutes. Confident in the knowledge that you have the level of cover you need, exactly when you need it.
Impounded van insurance can assist you in the release of an impounded van. When you produce your van documentation at the impound, you will be required to produce insurance documentation valid for a minimum of 30 days. Not all policies are acceptable, as some standard insurance policies specifically exclude use for releasing vans from impounds.
Our impound policy meets the minimum legal requirement to release your vehicle from an impound.
All our temporary van insurance and short term van policies offer Comprehensive cover only - except for Impound Insurance cover (which is Third Party Only). Comprehensive cover insures you for accidental damage for the vehicle you are insuring, in addition to covering claims for Third Party damage and Fire & Theft. So, with all our policies, you can relax in the knowledge that you are in a vehicle that is comprehensively covered.
Comprehensive means the following are covered:
As soon as you purchase your cover from our website, you can instantly download your Certificate of Insurance and all the other related policy documents. We will also email a copy of this.
Your Insurance documents include:
*please read through this document on receipt to check all is in order
Our Insurers can cover Full UK licence holders. You will need your licence number when purchasing short-term van insurance.
Licence types we can cover:
Short-Term Van Insurance costs from £35 per day. The cost will vary depending on the driver and van information and how long the short-term insurance is required for. Here are some of the things that can affect how much you pay for van insurance:
So whether you need cover for a day, a week, or a month, InsureDaily offers a competitive comparison of short-term van insurance providers, and it’s quick and easy to get a quote for anywhere from 1-84 days in just a few seconds.
While yearly insurance is essential for anyone who regularly drives a van, insurance companies who provide annual van insurance don’t offer the flexibility that life sometimes requires. Sharing the driving on a long journey. Moving house. Moving furniture. Driving someone else's van when yours breaks down. Temporary Van Insurance can make your life easier when you need it most.
Best of all? Temporary van insurance is a separate independent insurance policy which means that it won’t affect your No Claims Discount on your annual policy.
Whether you’re a learner driver, an experienced driver or you need van or impound cover, we have the flexible short-term insurance policy for you, whether you need it for an hour, day, week or month. It could not be simpler. Enter just a few details and we will compare the best temporary insurers for you. Getting you the best price, in just a few seconds. We believe that if you need insurance for one day it shouldn’t take a whole week to arrange.
Whatever reason you might need temporary van insurance for, we can cover you. These are some of the most common reasons you might need short term van insurance:
When you take out temporary van insurance it is important to know what is and what is not covered by the short term insurance for your van. Here is what is included with temporary van insurance:
Whilst all of InsureDaily's Temporary and Short-term Van Insurance policies come comprehensive as standard (apart from Impound Cover), there are still some situations where Comprehensive Cover will not provide coverage. Short-term Comprehensive Van insurance typically does not cover the following:
There are advantages and disadvantages to getting temporary van insurance with InsureDaily, and it is important to know what is and what is not covered before taking out any short term van insurance. Here are the pros and cons:
Some of the key benefits of our temporary van insurance include:
Some potential disadvantages of temporary van insurance may include:
At InsureDaily, we can insure most standard vans with up to 8 seats. Some of the most common Van types that we offer coverage for include:
Temporary Van Insurance can provide the solution to cover your insurance needs, which allows for comprehensive cover on a short term basis. You pay for however long you need the insurance rather than buying an annual policy. Easy.
The beauty of it is that it takes seconds to get a quote and minutes to get covered, unlike regular annual insurance which can take ages on the phone to multiple companies, to have loads of questions to answer, only to get a really expensive quote at the end of it and having to go through the whole process again with a different company.
Whereas with temporary van insurance and InsureDaily in particular, we compare a range of short-term van insurance providers so you can get a quote in seconds to get instant cover online, whenever you need it. So if you’re a passenger in a friend’s van and decide you want to share the driving, or suddenly need to borrow your partner’s van as yours has broken down, you can get cover instantly. Convenient and sorted immediately, all online. With your documents emailed to you immediately, and the cover starting the minute you want it to. It really is insurance, when you want it, for however long you need it, and completed in just a few minutes.
Most short-term van insurance providers are online-based, and it can be really easy to get a quote in seconds and be covered in only a few minutes. So you don’t need to worry about being on hold for hours waiting for your annual insurer to pick up the phone. You can be covered and on the road in minutes. To get a quick quote. you'll need the following details:
These are the only details you'll need to get a quote, and it should only take seconds to fill these in and get an instant online quote, so you can see how much it will cost before filling in any further details. In order to purchase the insurance you will need extra details such as your driving licence number, in order to prove you have a full valid UK driving licence.
The eligibility criteria for temporary van insurance vary from insurer to insurer, but some of the most common factors include:
Often annual insurance policies allow you to drive other vans, but there are a lot of limitations and risks involved with this. They only cover you on a third party basis, and this means that the van you’re borrowing won’t actually be covered in the event that you do have a claim.
If you’re borrowing someone else’s van, the last thing you want is to not be fully covered on a comprehensive basis, and for that reason temporary van insurance that includes comprehensive cover can provide far more peace of mind for both the driver and the van owner!
We offer cover for both temporary van insurance and flexible short-term van insurance. Just enter the vehicle registration and our quote system will identify the vehicle and know if it is a van or car. If you do not know the vehicle registration yet, you can get a quote based on the vehicle Make and Model, but we will require the vehicle registration in order to purchase cover.
Although our Temporary Van Insurance service is mainly based online and is fairly self-explanatory, if you do need some assistance, we have a ‘Frequently Asked Questions’ section and we offer a ‘LiveChat’ service during office hours on the website, where you can ask any questions you have. We have a Customer Service Team who will do their best to help.
InsureDaily is a brand name of Ramasis Limited, who are authorised and regulated by the Financial Conduit Authority (FCA) – you can find Ramasis Ltd on the FCA Register here. All the insurance companies we use are also authorised and regulated by the FCA.
We are also members of BIBA – British Insurance Brokers Association.
As more and more people become aware that the option of a temporary policy is available, you can start to see the main reasons people chose this option and the advantages it offers.
Many annual policy have cover for the ‘Insured Only’, so that person ends up doing all the driving all year round. If you have a long journey or a driving holiday, you may want a break from being the only driver. Simply cover an extra driver for a week.
Advantage: it is safer to share the driving, to avoid the main driver becoming tired – and after all, they need a holiday too.
When driving someone else’s van, some people rely on the 'Driving Other Cars' extension from their own insurance policy as a form of cover. Not everyone is fully aware of the limits to the ‘Driving Other Cars’ extension. It purely covers the ‘Third Party Only’ – so, there is no cover for the vehicle being driven, just cover for the damage done to any that party that the driver has an accident with. Also, to clarify, the ‘Driving Other Cars’ extension only offers cover to the policyholder of the annual policy, not any named drivers covered under that policy.
Advantage: When you consider the limitations of that cover, you can see why taking out flexible short-term cover that offers fully Comprehensive cover on the vehicle being driven is well worthwhile. You potentially could end up with a large expense for the damage done to the borrowed vehicle.
You may be insured to drive other people’s vans if they have Any Driver Van Insurance. Driver van insurance allows a list of insured drivers to drive one single van, which is useful for businesses with multiple employees or individuals needing different drivers on occasion. Most policies have a limit of up to five people, but some providers offer business van insurance for any driver, including unnamed drivers. It is important to read the terms and conditions of the policy to understand who is covered and to see if there is an additional cost for adding named drivers.
If your business has multiple vans, you may need a different type of business van insurance, such as multi-van insurance or fleet van insurance. Before getting behind the wheel of any vehicle, you should always check that the required level of insurance coverage will be in place for you to operate it legally.
Some annual car insurance policies include coverage to drive other vehicles including vans. This is not always the case however, so it is always important to check your policy to make sure. If you are covered to drive a van on your car insurance, it may not be the same level of coverage that you have for a car. For example, you may not be covered for damage to the van itself if the coverage is third-party only. If you own the van, you may want to consider a separate van insurance policy with tailored cover to better suit your needs. If you are driving someone else's van, you can be added as a named driver on the owner's policy or take out temporary cover instead.
Yes, you can add an additional driver to your temporary van insurance, but check with your insurer to see what their requirements are. This typically means that they must hold a valid driving licence and no criminal convictions. Some insurers may also have additional requirements, such as a minimum age, no claims, or a certain amount of driving experience.
Insurance providers offer multi-car policies that allow you to combine your car and van insurance under one policy. However, not all multi-car policies cover vans, and some may have restrictions on eligible van types. Insuring multiple vehicles on one policy can save money on premiums, as insurers often offer discounts for customers insuring multiple vehicles. InsureDaily does not offer multi-car policies.
You can be added to someone else's annual insurance policy on a long or short term basis with most insurance policies, however doing so will affect the price of the policyholder’s annual cover and has the potential to affect their No Claims Bonus (NCB) on that policy, so the better and usually cheaper option is often to take out a separate temporary insurance policy for the vehicle that you wish to drive in the short term.
InsureDaily’s Temporary Van Insurance Policies provide cover from as little as 1 hour all the way up to 84 days. As such, you cannot use a temporary insurance policy to provide van insurance for six months. Some insurers may offer a fixed 6 month insurance van policy however, as opposed to more standard annual van insurance.
You can get Temporary Van Insurance by answering a few questions about your van and your personal details on our website. You will get a temporary van insurance quote in seconds. Go to the InsureDaily quote page, enter details about yourself and the vehicle you wish to insure, and receive a personalised temporary van insurance quote.
Yes, you can get one day Van Insurance coverage. InsureDaily offers temporary van insurance cover from 1 hour up to 84 days, with 1 day temporary insurance policies being a common option as they provide peace of mind that the covered driver will be insured for the whole day.
Yes, temporary van insurance shows on the Motor Insurance Database (MID). However, sometimes it takes a short amount of time for details to update on the database, typically a few hours. Despite this, the second you receive your policy insurance documents, you can start driving. The MID is a central database that holds records of all insured vehicles in the UK. It is used by the police and the Driver and Vehicle Licensing Agency (DVLA) to enforce motor insurance laws. When you purchase a temporary van insurance policy, your insurer will notify the MID.
Temporary van insurance is often more expensive per day than annual van insurance, but it can be more cost-effective if you only need to drive a van for a short period of time. This is because you only pay for the time you need the insurance, rather than paying for an entire year's worth of insurance. It is also often cheaper than being added to someone else's annual van insurance policy. If you only need insurance for a single trip or a short amount of time, you can often save money by taking out a temporary van insurance policy.
Yes, temporary insurance can be better than adding someone to your annual policy, but it depends on the circumstances. It is often cheaper than being added to someone else's annual policy, especially if you have a poor driving record or a history of claims. You also only pay for the time you need the insurance, rather than paying for an entire year's worth of insurance. The owner of the Van’s No Claims Discount (NCD) is not affected if you make a claim on a temporary insurance policy, and another benefit is that you do not need to ask the owner of the van to add you to their policy, so the process is more streamlined for the owner of the van itself. Temporary Insurance gives both parties peace of mind, as ‘Driving Other Cars' on an annual policy only offers Third Party Only cover whereas InsureDaily’s Temporary Insurance Policies offer Comprehensive Insurance coverage.
Yes. InsureDaily’s Temporary Van Insurance Policies offer Comprehensive Coverage
There are a variety of reasons why you may want to take out Temporary Van Insurance and a variety of different use cases. Here are some specific examples of how you can use your van with an InsureDaily short term insurance policy:
There are some limitations on business use for temporary van insurance policies. For example, you may not be able to use your van for delivery driving or other commercial activities. However, some cases of personal business use may be allowed, so it is important to check the policy documentation carefully. Here are some examples of business use that may not be covered by temporary van insurance:
If you are involved in an accident whilst under temporary cover, you should contact your insurance company immediately. They will process your claim and offer you guidance through the next steps in the process. Your insurer will usually ask for your policy number, the date, time, and location of the accident, the details of any other vehicles involved, and a brief description of what happened. They may also ask for a copy of the police report, if there was one. Once they have this information, your insurer will investigate your claim. If it is approved, they will pay for repairs or replacement of your van, as well as the cost of any third-party damage you caused, keeping in mind any exclusions or limitations.
Yes, sometimes you can use temporary van insurance to drive in Europe. However, you should always check with your insurer to make sure that your specific policy covers you for driving in Europe. It may be difficult to use temporary van insurance to drive in Europe after Brexit. This is because the UK is no longer a member of the European Union, and there is no longer a single insurance market between the UK and the EU. As a result, UK insurers may not be able to offer the same level of coverage for driving in Europe as they did before Brexit. Some insurers may require you to purchase additional coverage, such as a minimum age requirement or a requirement to purchase additional coverage, while other insurers may not offer coverage at all. If you are planning to drive in Europe with temporary van insurance, it is important to check with your insurer to make sure that your policy covers you and to understand the terms and conditions of your coverage. You may also want to consider purchasing additional coverage, such as European breakdown cover, and be aware of the different driving rules and regulations in each country.
Yes, you can get temporary cover to release and collect your van from an impound. InsureDaily offers 30-day impound van insurance policies for van owners whose vehicles have been impounded. This type of insurance is specifically designed to help you get your van back on the road quickly and easily, even if you have not been able to obtain traditional van insurance. You can get a quote in seconds and cover in minutes. To get impound insurance for your van, you need to be aged between 21 - 75 with a full UK driving licence for 12 months or more. Once you have purchased impound van insurance from InsureDaily, you can contact the impound lot and provide them with your insurance certificate. The impound lot will then be able to release your van to you. You cannot have an extra named driver added to the impounded van insurance policy.
You can typically tow a trailer on most insurance policies, temporary or not, but the trailer will only be covered for third party only insurance. This means that if you are in an accident and the trailer damages someone else's property or injures someone, your insurance company will pay for the damage or injuries. Your insurance company will not pay for any damage to your own trailer however. It is possible to take out further insurance to offer better protection for a trailer, but this is likely to be a separate insurance policy. To safely tow a caravan or trailer, make sure your vehicle is capable of handling the weight by checking the towing capacity in your owner's manual. Properly load and secure the trailer, and be aware of the different driving rules and regulations that apply to towing.
Yes, it is possible to tax a van with temporary van insurance, provided that the details of your policy are listed on the Motor Insurance Database (MID). The UK government’s tax authorities verify the MID prior to levying a tax on a vehicle.
A van is a type of road vehicle used to transport goods or people. It is typically a medium-sized motor vehicle, often without side windows in the rear part. Vans are a versatile and popular type of vehicle that is used for a variety of purposes. They are available in a range of sizes and configurations, from small vans that are based on passenger cars to large vans that are capable of carrying heavy loads. Vans are often used by businesses to transport goods and equipment. They are also popular among families and individuals who need a vehicle with both passenger and cargo space. InsureDaily defines a van as a vehicle with no more than 8 seats.
Please read through the documents below before confirming that you wish to take out our insurance cover: