Hourly Car Insurance

Temporary Car Insurance For An Hour

Hourly Car Insurance is the shortest form of temporary car insurance. Perfect for when you need to test drive a car, drive a short journey or commute to work in a borrowed car.

How to get Hourly Car Insurance

To get hourly car insurance you will need all the same details as you would for any type of temporary car insurance:

  1. Vehicle Registration
  2. Your Date of Birth
  3. Your Address.
  4. Your Driving Licence Number
  5. Your Driving and Vehicle History.

Make sure you have the above details with you before you try and get a quote for hourly car insurance.

Advantages of 1 hour car insurance:

Insurance to borrow a car for an hour
  • Flexible
  • Cheap
  • Can always extend if needed

Disadvantages of 1 hour car insurance:

  • Very limited time to drive where you need, eg. traffic etc might cause you to need longer.
  • Expensive if needed multiple times - cheaper to buy 1 day than multiple 1 hours.

Ultimately if you know exactly how long you will need cover for, and it is less than an hour, then 1 hour car insurance makes perfect sense. However if you want to be covered for more eventualities, a longer period, and not have to worry about extending your temporary cover should you need longer, then maybe daily car insurance might make more sense for you.

How much does 1 hour car insurance cost?

Insurance to borrow a car for an hour

The price of temporary car insurance for 1 hour starts at £10. However like all types of insurance, it will vary depending on the risk you are insuring. For a more powerful car 1 hour insurance will cost more than for a smaller, cheaper vehicle that is in group 1. To learn more about vehicle groups you can read our dedicated page all about them here so you can understand how the cost varies from car to car.

Read on to find out all about the other popular lengths of cover for temp insurance.