Acceptance Criteria for KGM 1-6 Days Borrowed Car Learner

About the Driver

  • am aged between 17 and 30, have been a UK resident for 12 months or more; and have a valid UK or Northern Ireland provisional licence
  • have had NO accidents, claims or losses in the past 3 years
  • have NO penalty points on my driving licence and have not been disqualified from driving or had their licence revoked within the past 5 years
  • do NOT reside in Northern Ireland
  • am NOT Unemployed or Employed in the Entertainment Industry, a Professional Sports-Person or a Musician
  • have NEVER had a motor insurance policy cancelled, made void or refused; or had a claim repudiated or declined
  • have NEVER been convicted of any criminal offence or have a possible prosecution or police enquiry pending

About the Car

  • Is valued at less than £25,000, is right-hand drive with no more than 7 seats and has a current valid MOT certificate; and will be used for tuition purposes only
  • Is NOT owned or registered by me (the proposer of this learner policy) and IS insured under a separate insurance policy that will remain in force for the duration of the insurance contract
  • Has NOT been modified or altered in any way (including wheels, suspension, bodywork or engine) ~ cars modified to cater for a disabled driver or a disabled passenger are acceptable
  • Has NOT been seized or impounded and I am not buying insurance cover to obtain its release

About the Supervisor

  • Is aged 25 or over
  • Holds a full and valid UK driving licence for at least 3 years
  • Has been a UK resident for a minimum of 2 years
  • Does not have a DR coded motoring conviction (for Drink or Drugs offences) within the last 5 years