Excess Reduction Insurance

The Motor Excess Reduction Insurance policy reduces the excess of the motor policy to the chosen limit required.

Claims must be notified to the main motor insurer and Universal Insurance Company for the reimbursement of the Excess Reduction amount. Excess Reduction Insurance claims must be reported within 30 days of the incident.

Full details and conditions of our Motor Excess Reduction insurance is available by clicking here.

This policy cover has been arranged with Universal Insurance Company (Guernsey) Ltd. Sky Insurance is connected for the purposes of the Insurance Companies Regulations 1994 to Universal Insurance Company (Guernsey) Ltd who is authorised and regulated by the Guernsey Financial Services Commission.