24 hour car insurance is often needed in emergency situations, if your car is in the garage and you need to borrow a friend's, or if you need to share the driving on a long journey then look no further. InsureDaily can help, here’s what you need to know.
The answer is yes, you can definitely purchase 24 hour car insurance through our temporary car insurance comparison site. There’s a lot of people out there that may only need to cover a car for 24 hours, that’s why we’ve decided to help.
By using InsureDaily.co.uk's quick quote service, you can swiftly find out if you’re eligible for 24 hour car insurance in just a few clicks. Just provide a few bits of information about the car and yourself, then we will seek out the best quotes for you. Alternatively, you can check the individual insurers acceptance criteria here.
You can choose from the quotes InsureDaily has provided based on your information and purchase in just a few minutes. Print your policy documents and you’re good to go!
Click here to quote now.
Temporary car insurance, sometimes referred to as 'short-term car insurance', is the same as standard car insurance, as required by UK law, but the period of coverage is shorter. so rather than having an annual insurance policy, you have one for a couple of hours, days, weeks or even months.
The great thing about getting temp cover is that it is a very quick process - and in order to get a quote, we only need you to answer 5 or 6 quick questions about; your age; your driving licence; your post code; the vehicle you want insurance on; and the period you require cover for.
Short-term cover is a quick insurance solution for when you want to borrow a car from a friend or family member for a few days, or a friend or family member needs to be insured on your car when visiting. When buying a new car, you may need 'drive away' cover for a day before updating your annual policy or if you need insurance on your own car to cover a gap in insurance. So whether you want to share the driving on a long trip, need to test drive a new car, or need to borrow your partner's car to get to work - it's quick and easy to get temporary cover with InsureDaily.
No, you do not need to contact the main insurer. InsureDaily's temporary insurance policies works as a totally separate, independent policy. For example, if your brother has an insurance policy on a car that only covers him, you can take out an InsureDaily policy covering you when you for the days when you need insurance to drive the car. Any claims that occur when you are driving will be covered under this policy.
The minimum age we can cover is 18 for Full Licence holders. We can also cover Learner Drivers with a Provisional Licence from the age of 17.
Yes you can. InsureDaily offers car insurance policies from 1 hour, 1 day, 1 week and up to 3 months at a time.
Yes, we can cover any vehicle even though it is not insured elsewhere.
Yes, we can cover that. Temporary insurance is perfect for that scenario, when you just need an extra period of cover after your annual policy has expired.
Not really. You can get insurance for a very short period , like a day, from about £13. It does depend a lot on the driver details and the car being insured, but that is a good rough estimate. InsureDaily has eleven short-term insurance products and compares the best options and prices for you.
Our shortest period of cover is one hour.
You should never drive without insurance in place, regardless of the situation. It is a criminal offence, as per the Road Traffic Act, to drive on the public roads within the UK without insurance. You can potentially be prosecuted, fined and/or disqualified from driving. Police officers use ANPR - Automatic Number Plate Recognition and can instantly check if the vehicle is insured or not through the MID - Motor Insurance Database. When you can get quick short period cover within minutes from InsureDaily, there is no excuse for driving without insurance.
Yes. Temporary insurance is the perfect solution for arranging to be temporarily covered to drive a friend's car - whether your friend's car has a main insurance policy covering or not, we can cover both scenarios.
If you have an insurance policy in your own name, some insurers will include the 'Driving Other Cars' extension. You will need to check your Certificate of Insurance to see if you have this included, as it is not guaranteed and check the policy wording. When you do have that extension, this means you are covered to drive other vehicles on a 'Third Party Only' basis. This means there is no cover for any actual damage done to the vehicle you are driving - the insurance is just for any 'third parties' damage that you may cause whilst driving that vehicle. It would be wise though, and highly recommended, if you are borrowing a car, to increase that cover level to Comprehensive, which will cover the costs to repair any damage to the borrowed vehicle, should an accident occur. InsureDaily's temporary insurance offers you that level of protection and it avoids the risk of the potential financial loss you would experience if you simply relied on the 'Third Party Only' cover of 'Driving Other Cars' part of a policy. Please also note, another downside is that the 'Driving Other Cars' extension is usually only covering the main policyholder of the main policy, not the named drivers on the policy.