There are many reasons why you might find yourself in need of one day car insurance cover. We have helped motorists from across the UK to arrange 1 day car insurance cover, so if you find yourself in one of the following situations, Insure Daily can make it much easier to organise the insurance that you need;
The cover level is Comprehensive - and you are covered if the car has a Breakdown, too!
With InsureDaily, you can get a quote in seconds with just some basic details, and be fully covered and on the road within minutes. Insurance done simply. For as long as you want, as soon as you want it.
To keep our customers safe on the road whilst driving, we have arranged Breakdown cover for the period of the policy - this is included at no extra cost for InsureDaily customers. If the car you insure with us has a breakdown on the road, CallAssist will be able to attend your vehicle to try and get it started again.
Daily car insurance is the convenient solution to many short-term situations - whether you need to borrow a car for a day, temporary cover for your own car, or to test drive a new car, you can find out all the possible uses and reasons for temporary car insurance!
Borrowing a car is the most common reason for short-term car insurance. Need to drive a partner's or parent's car for a while? We've got you covered.
If you need to buy a new car, you might need temporary car insurance to drive your new car home or to be covered until your annual insurance begins.
If you are on a long drive, like a holiday or a work trip you may decide you need short-term insurance in order to share the driving for that long journey.
You might need temporary car insurance in order to drive your own car if you do not have car insurance, or if you have a gap until your new policy starts.
One day car insurance, sometimes referred to as 'temporary' or 'short-term car insurance', is the same as standard car insurance, as required by UK law, but the period of coverage is shorter, in this case, for 'one day'. so rather than having an annual insurance policy, you have one for a day or a couple of days, weeks or even months.
The great thing about getting temp cover is that it is a very quick process - and in order to get a quote, we only need you to answer 5 or 6 quick questions about; your age; your driving licence; your post code; the vehicle you want insurance on; and the period you require cover for.
No, you do not need to contact the main insurer. InsureDaily's temporary insurance policies works as a totally separate, independent policy. For example, if your brother has an insurance policy on a car that only covers him, you can take out an InsureDaily policy covering you when you for the days when you need insurance to drive the car. Any claims that occur when you are driving will be covered under this policy.
The minimum age we can cover is 18 for Full Licence holders. We can also cover Learner Drivers with a Provisional Licence from the age of 17.
Yes you can. InsureDaily offers car insurance policies from 1 hour, 1 day, 1 week and up to 3 months at a time.
Yes, we can cover any vehicle even though it is not insured elsewhere.
Short-term cover is a quick insurance solution for when you want to borrow a car from a friend or family member for a few days, or a friend or family member needs to be insured on your car when visiting. When buying a new car, you may need 'drive away' cover for a day before updating your annual policy or if you need insurance on your own car to cover a gap in insurance. So whether you want to share the driving on a long trip, need to test drive a new car, or need to borrow your partner's car to get to work - it's quick and easy to get temporary cover with InsureDaily.
Yes, we can cover that. Temporary insurance is perfect for that scenario, when you just need an extra period of cover after your annual policy has expired.
Not really. You can get insurance for a very short period , like a day, from about £21. It does depend a lot on the driver details and the car being insured, but that is a good rough estimate. InsureDaily has eleven short-term insurance products and compares the best options and prices for you.
Our shortest period of cover is one hour.
You should never drive without insurance in place, regardless of the situation. It is a criminal offence, as per the Road Traffic Act, to drive on the public roads within the UK without insurance. You can potentially be prosecuted, fined and/or disqualified from driving. Police officers use ANPR - Automatic Number Plate Recognition and can instantly check if the vehicle is insured or not through the MID - Motor Insurance Database. When you can get quick short period cover within minutes from InsureDaily, there is no excuse for driving without insurance.
Yes. Temporary insurance is the perfect solution for arranging to be temporarily covered to drive a friend's car - whether your friend's car has a main insurance policy covering or not, we can cover both scenarios.
If you have an insurance policy in your own name, some insurers will include the 'Driving Other Cars' extension. You will need to check your Certificate of Insurance to see if you have this included, as it is not guaranteed and check the policy wording. When you do have that extension, this means you are covered to drive other vehicles on a 'Third Party Only' basis. This means there is no cover for any actual damage done to the vehicle you are driving - the insurance is just for any 'third parties' damage that you may cause whilst driving that vehicle. It would be wise though, and highly recommended, if you are borrowing a car, to increase that cover level to Comprehensive, which will cover the costs to repair any damage to the borrowed vehicle, should an accident occur. InsureDaily's temporary insurance offers you that level of protection and it avoids the risk of the potential financial loss you would experience if you simply relied on the 'Third Party Only' cover of 'Driving Other Cars' part of a policy. Please also note, another downside is that the 'Driving Other Cars' extension is usually only covering the main policyholder of the main policy, not the named drivers on the policy.
InsureDaily is part of Ramasis Limited, who are Authorised & Regulated by the Financial Conduct Authority, the FCA. You can view our FCA status on the FCA register where you will find InsureDaily noted as one of our Trading Names.
We are also members of BIBA – the British Insurance Brokers Association.
BIBA Motor Panel member, Scott Forrester, describes one day short-term insurance as "a practical solution for the way many drivers now need insurance on an ad-hoc basis, to match their busy lifestyles".
You can get a Quote for Temporary Car Insurance in Seconds, including Free Breakdown Cover. Temporary Car Insurance gives you the cover you need, when you need it and for how long you need it.
With InsureDaily, our Temporary Insurance policies offer cover for cars and vans that are being borrowed from someone else, and temporary policies for vehicles owned by the person taking out the policy.
All of our Temporary Insurance Policies (except our Impound Release policies) offer fully Comprehensive cover. This means that, if you are borrowing someone’s car , should you have an accident that is your fault, the damage will still be covered under the policy.
We offer one day car insurance policies and the flexibility to select your preferred period of cover, so you can have one week’s cover, two week’s cover, a month’s cover and up to 84 days. InsureDaily uses a range of short-term insurance products from various Insurance Companies, each with their own number of days cover periods.
You will be able to buy a 1 Day policy from as little as £21, based on the current rates. A lot of factors still apply to the calculation of the premium, so this amount will vary depending on the individual cover. For one week’s insurance, prices start from roughly £40, based on the current rates.
No, you do not need to have an annual policy already in place on the car or van being insured under our standard daily insurance policy. Only for our Learner Driver Insurance policies, where the learner is learning in a borrowed car, is there a requirement that the car being used does need to be already insured.
If there is already a main insurance policy on the car, that’s fine, this policy simply works as a separate ‘top-up’ policy to cover the extra driver. Should there be a claim under this policy, it doesn’t affect your main policy - so your previously ‘hard earned’ No Claim Bonus is not put at risk by covering the additional driver in this way.
InsureDaily policies offer comprehensive cover, and it won’t affect your annual policy in any way. So you can have the peace of mind of comprehensive cover, without risking your No Claims Bonus, and you can be covered in just a few minutes.